There is also 2% back when you make purchases at restaurants, gas stations, and drugstores, plus 1% back on utilities, rideshare services, and all other purchases you make. Some products give 10% back or more. When it comes time to pay, there is the option of either a 0% APR for six to 18 months when you spend $50 or more. You will need a Prime membership to benefit from this rewards card, but for many, it is well worth it given the rewards rates.
Purchases of $150 or more ($50 or more during the two weeks leading up to Prime Day – June 27 to July 13): six equal monthly paymentsPurchases of $600 or more ($300 or more leading up to Prime Day): 12 equal monthly paymentsSelect purchases: 24 equal monthly payments
Pros & cons
Chase Freedom Flex℠: Earn 5% cash back.Citi® Double Cash Card: Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay.Bank of America® Customized Cash Rewards: Choose 3% cash back on the category of your choice.
For more recommendations on credit cards, check out our expert picks for the best high-limit credit cards and the best international travel credit cards.
